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Modern fintech platforms have replaced slow, expensive SWIFT transfers with instant or near-instant overseas delivery.
https://best-digital-wallet-austr21986.blogdigy.com/overseas-money-transfer-australia-is-central-to-australia-s-multicultural-and-globalised-economy-as-individuals-and-businesses-demand-quicker-cheaper-and-more-transparent-cross-border-payments-60263783